Who does what
What you can claim
For everyone: the reserves are not held in trust, nobody has a direct claim on them, and USDh is not a bank deposit.
Who can use USDh
USDh is not offered to people in, or living in, the United States, or in countries under broad sanctions, including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk and Luhansk regions of Ukraine. It is not offered to anyone on a sanctions list either. usdh.money and the app are also closed to people in, living in, or organised in Abkhazia, Afghanistan, Angola, Belarus, Burundi, the Central African Republic, the Democratic Republic of the Congo, Ethiopia, Guinea-Bissau, Côte d’Ivoire, Lebanon, Liberia, Libya, Mali, Myanmar, Nicaragua, Northern Cyprus, Russia, Somalia, Somaliland, South Ossetia, South Sudan, Sudan, Venezuela, Yemen and Zimbabwe. Staking for sUSDh is also not offered in the United Kingdom, the European Union, the European Economic Area or Switzerland. The app checks where you connect from and blocks these places, but no check catches everything. By using the app or holding USDh, you confirm you are not in one of them. The full lists are in the USDh terms, the Terms of service and the Staking terms.The full terms
These docs are for information only. They are not an offer, a promise or advice. Where any page differs from the full terms, the full terms win.
Questions: legal@usdh.money · privacy@usdh.money
Last updated: Nov 10, 2026